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Krysta Donovan

Mortgage Advisor

Krysta Donovan

With over 20 years in the mortgage and real estate world, I help borrowers feel confident, supported, and genuinely cared for - every step of the way.

I began my career on the legal side of real estate as a Real Estate Law Clerk, where I gained a deep understanding of what happens behind the scenes of every home purchase and refinance. In 2017, I followed my passion for helping people more directly and became a full-time Mortgage Advisor. That unique blend of legal and mortgage experience means my clients don’t just get advice - they get clarity, confidence, and peace of mind.

I’m known for taking amazing care of my clients from start to finish. Whether you’re looking to keep payments low and comfortable, pay your mortgage off faster, refinance to renovate, or roll high-interest debt into something more manageable, I tailor every mortgage to fit your life - not the other way around.

More than anything, I believe mortgages are about people, not numbers. We’ll work together to create a smart plan for today while keeping your future goals in mind - whether that’s buying your first home, refinancing down the road, or building financial breathing room for your family.

I genuinely care about my borrowers and their families, and I’m here to help you make the best decision possible - for you.

Let’s create your perfect mortgage together ????

Professional Skills

Areas of Expertise at Mortgage Tree Brokerage Inc

Purchase Mortgage 30%%
Refinance Mortgage 30%%
Switch / Transfer Mortgage 20%%
Private Mortgage / Other 20%%
Our Testimonials

Happy Customer Feedback About Working With Krysta Donovan

Blog

We just recently worked with Krysta Donovan for our mortgage refinance. She was absolutely wonderful to work with, took care of all our needs and answered all of our questions. She was very knowledge on the products and services available to us and went our of her way to find the best option for us.. I would recommend her and Mortgage Tree to anyone and everyone looking to either refinance or to obtain a new mortgage. Thank You Allison & Mike F

Allison & Mike F
Allison & Mike F
Blog

Krysta was amazing to work with. She was accessible from the first phone call, she understood our situation and offered solutions right away! Within a couple of weeks we were sitting in a better spot financially and have regained control of our finances. She even answered our calls in the weekend, can’t thank her enough! Dubon Family

Dubon Family
Dubon Family
Blog

Krysta Donovan is a fantastic mortgage broker! I would say her level of communication throughout the process from start to finish was top notch. She was able to provide a “real" Pre Approval after obtaining all of the required paperwork up front so there were no surprises down the road. This allowed her to complete financing within hours of a pending offer being submitted - which give me the utmost confidence referring her to others in the future. I even learned a few things along the way like what it means when she says “broker complete” and seen first hand how closely and effectively she communicated with the lawyer on our side of the transaction to make sure everyone was in the loop. The clients absolutely raved about her from the very beginning and felt supported every step of the way. In the ever changing landscape of mortgages I feel confident working alongside Krysta as she is so invested in helping match her clients with the best product and service for their financial situation - I’m looking forward to our next deal together!" Anthony d REALTOR® Anthony D - Realtor

Anthony D - Realtor
Anthony D - Realtor
Blog

My husband & I had an opportunity to work with Krysta. She is very professional & knowledgeable. We were denied a small mortgage with the Credit Union we dealt with. Krysta took our file & found a great deal with Scotia Bank. She made herself available anytime we had a concern. She made us very comfortable working with her. We would definitely recommend her to our family & friends, she’s the best. Best Regards Verna & Dale M.

Verna & Dale M.
Verna & Dale M.
Blog

Krysta Donovan of the Mortgage Tree is an amazing Broker. Krysta is not only knowledgeable but is a great communicator and provides detailed follow-up. The customer service that I have experienced in dealing with Krysta has been exceptional. I recently had a situation in which my client thought they had financing through another broker and four days prior to closing indicated they required another 20 days to provide the funds. I reached out to Krysta on Saturday evening (late) and she immediately responded. Within 3 days Krysta secured financing for my client and provided better rate. Krysta dealt with my “first time buyer”, during what was a stressful situation, in a confident and calming manner. In our business, responsiveness and customer service is paramount and having a mortgage broker, such as Krysta, with 100% understanding of this is a huge asset. Krysta is a true professional with amazing skills and a pleasure to work with. Karen M.

Karen M.
Karen M.
Blog

"This wasn’t our first rodeo. It was actually our 5th home purchase, so we thought we had seen it all. But wow, this mortgage threw us every curveball imaginable. My anxiety was at an all-time high, and Krysta’s patience was truly next level. Honestly, if it had been anyone else, I don’t think this deal would have come together the way it did. In the end, we landed in our dream forever home, and it’s ALL thanks to her. Not only is Krysta insanely knowledgeable when it comes to mortgages, but she’s also the kindest, most patient person you could ask for. Krysta, thank you. I recommend you to literally everyone I meet. You are simply the best!” Mackenzie & Cody

Mackenzie & Cody
Mackenzie & Cody
Blog

Krysta Donovan is such a pleasure to work with, she's so meticulous, timely and professional when dealing with clients. She really has a depth of knowledge to pull from and is able to get things done ! As a realtor we always need reliable solid contacts that you can refer with confidence and pride. I know when I send her my clients, family and friends I can count on them receiving sound, solid advice from a trust worthy source and they always come back smiling! Thank you ! Gabriel S.

Gabriel S.
Gabriel S.
Blog

Our mortgage broker was truly phenomenal! She was consistently timely with every response, making us feel supported at each step. She always prioritized getting us the best possible deal and acted with our best interests at heart. Her honesty was unwavering, and she never steered us wrong. We couldn’t have asked for a better experience! - Colin & Natasha

Colin & Natasha
Colin & Natasha

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